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Calculate your auction budget.

A free budget calculator for auction properties.

The deposit published by BOE has been added. No minimum bid is recorded; enter the award amount you want to consider.

Source of the amounts

Scenario started from the BOE notice · Reference: SUB-JA-2026-261564. Return to House in València · View official notice

Published minimum bid
No minimum bid
Published deposit
€37,306.00

Last record update: 19 Oct 2026, 21:51. This date does not verify each field or confirm the listing is current or its legal status. You can edit the award amount in your scenario; it is not predicted from the minimum bid.

Your scenario

Enter your scenario, not the valuation.
Enter the total you have checked. No tax rates are applied automatically. Leave blank to mark this as pending.
Include any transaction costs you have estimated. Leave blank to mark this as pending.
Your budget for repairs and improvements.
Enter amounts you have verified.
Additional liquidity you want to keep available.
Shown separately. It is not added to the award amount again.
Optional. Your own estimate, not a market valuation.
Optional. Maintenance, vacancy and other costs.

Expected total budget · Calculation

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award amount + taxes + fees + renovation + liabilities + reserve.

Acquisition and preparation
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Contingency reserve
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Auction deposit (informative)
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Estimated annual income after costs
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Annual yield for this scenario
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This is an arithmetic estimate based on your inputs. It does not calculate taxes, legal liabilities, financing or guaranteed returns. Check auction terms and amounts with a professional before bidding.

Compare two scenarios

Save two snapshots of your amounts. You can keep editing the form; saved scenarios will not change.

Hypothetical example: the effect of adding €10,000

These made-up figures show how the items are added together. They are not rates, tax rules, recommendations or details of a specific property. Taxes are entered as a fixed amount for this example; no percentage is applied.

Comparison of two hypothetical budget scenarios
ItemBase scenarioAward amount + €10,000
Award amount€120,000€130,000
Estimated taxes€12,000€12,000
Fees and expenses€2,500€2,500
Planned renovation€18,000€18,000
Liabilities and other expected payments€3,000€3,000
Contingency reserve€7,000€7,000
Expected total€162,500€172,500

The base scenario adds up to €120,000 + €12,000 + €2,500 + €18,000 + €3,000 + €7,000 = €162,500. If only the award amount rises by €10,000, the total becomes €172,500. All other entries stay the same to show this difference; update them with your own estimates as needed.

In the base scenario, assume the €24,000 deposit is credited towards the €120,000 award amount, leaving €96,000 of that item to pay. The deposit is not added to the total again. It is shown separately as information; check the official terms to confirm how it applies in a specific case and enter the relevant amount when comparing another auction.

The total excludes financing, holding costs and any amounts that have not yet been estimated. Leaving a pending amount out of this estimate does not resolve it.

Read the guide to preparing a budget · Review possible costs and taxes · Learn what to check about liabilities

Load the example award amount and deposit

How to read your auction budget

The headline figure combines the amounts you enter for the purchase, preparation and unexpected costs. The deposit is shown separately to help you plan your cash needs; the calculator does not add it again as a separate cost. If taxes or fees are blank, the figure is shown as a partial budget. An empty field is not treated as a verified zero.

Annual yield is calculated by dividing estimated annual rent, less the annual costs you enter, by the total budget. It is calculated only when you provide the award amount, taxes and fees. It excludes financing, income tax and any items you have not entered. Use it to compare your own scenarios, not to value the property.